Tax
Empowering individuals with tailored tax solutions
Welcome to our comprehensive tax assistance services tailored to meet your needs in Portugal. Navigating the intricacies of the Portuguese tax system can be daunting, but with our expert guidance, you can ensure compliance while maximizing your financial benefits.
It's time to reclaim control over your taxes and unlock new opportunities for financial growth.
Welcome to our dedicated Tax Department, your trusted partner in navigating Portugal’s tax landscape. Whether you’re relocating to Portugal or seeking ongoing tax support, we’re here to assist you every step of the way.
Let's make your goals a reality
Compliance Made Easy
Ensure smooth compliance with reporting obligations for your move to Portugal. Our team will guide you through the process, making sure all requirements are met seamlessly.
Tailored Tax Advice
From one-off consulting meetings to continuous assistance, our experts provide personalized tax advice to suit your unique needs. We’ll help you optimize your tax strategy and maximize your financial benefits.
Annual Tax Returns
Let us handle the complexities of your annual Portuguese personal income tax return. With our expertise, you can rest assured that your taxes are filed accurately and efficiently, leaving you free to focus on what matters most.
Partner with us today and embark on a journey to financial peace of mind.
Our experienced team is here to support you at every turn, ensuring your tax obligations are met with ease and confidence.
Unlocking Portugal's Tax Appeal: Why It's Still a Haven
Discover why Portugal remains a top choice for tax-savvy individuals, offering enticing incentives, favorable tax rates, and a welcoming environment for financial growth.
Portugal is it!
Tax Benefits for Individuals
Individuals in Portugal enjoy exemptions on foreign income and reduced taxes on employment / self-employment income, enhancing their financial flexibility and attractiveness for residency.
Wealth, Gift and Inheritance Tax Benefits
Portugal does not impose wealth or inheritance taxes on assets transferred between spouses, children, or parents, contributing to a favorable environment for wealth preservation and succession planning.
Cryptocurrency Tax Regime
Portugal offers favorable tax treatment for cryptocurrencies, with exemptions on sales after 365 days and no taxation on exchanges for another crypto, providing a conducive environment for cryptocurrency investors and traders.
Low Property Taxes
Property taxes in Portugal are relatively low compared to many other European countries, making it an attractive destination for real estate investment and retirement.
Tax Treaties
Portugal has an extensive network of double taxation treaties with other countries, providing relief from double taxation and promoting cross-border investment and trade.
Portugal Relocation Guide for EU Citizens
Unlock the secrets of moving to Portugal with our essential relocation guide. From visa tips to settling in advice, we’ve got you covered every step of the way, ensuring your move is stress-free and successful.
Your Complete guide to a smooth relocation
Phase 1 - Preparing for Relocation to Portugal
Taxpayer number (NIF)
This identification number is essential for various transactions, including opening a bank account, signing a lease, or securing employment.
Bank account
Having a local bank account is essential for managing your finances, receiving income, and paying bills in the country.
Social Security Number
This identification number is essential for accessing healthcare, social benefits, and employment-related matters.
Phase 2 - Settling in Portugal
Lease agreement / Property Acquisition
Depending on your preference, you can either sign a lease agreement for a rental property or proceed with property acquisition if you plan to purchase a home.
Register as a European Union Citizen
This registration ensures your rights as an EU citizen are recognized and facilitates your integration into Portuguese society.
Register as a tax resident
This registration is necessary if you plan to reside in Portugal for more than 183 days in a 12 month period or if your primary residence is in the country.
Health Number
This unique identifier allows you to register with the Portuguese National Health Service (Serviço Nacional de Saúde) and access a range of medical services, including doctor appointments, prescriptions, and hospital care.
European Health Insurance Card (EHIC)
The EHIC provides you with access to necessary medical treatment during temporary stays in other EU/EEA countries under the same conditions and at the same cost as residents.
Tax Residence Certificate
Obtaining a Tax Residence Certificate is important for establishing your tax status in Portugal and may be required for various purposes, such as applying for tax benefits or proving residency for financial transactions
Phase 3 - Fulfilling Reporting Obligations
Vehicle Legalization
If you plan to bring a vehicle to Portugal, it's essential to legalize it according to Portuguese regulations. This process ensures that your vehicle meets safety and environmental standards and allows you to use it legally on Portuguese roads.
Annual Tax Return
As a resident of Portugal, it's important to fulfill your tax obligations by filing an annual tax return. This process involves reporting your income, deductions, and other relevant financial information to the Portuguese tax authorities.
What our clients say
“One of the best and most competent Tax Consulting agencies in Portugal.️”
I am extremely satisfied with the professional experience I had working with Step Inside Portugal.
Their expertise and guidance have been invaluable in ensuring that my taxation process in Portugal is handled correctly and efficiently. I highly recommend their services to anyone in need of expert advice and assistance with USA and Portugal taxation.
They removed the stress from the whole tax filing process for a foreigner.
They not only delivered expert tax advice based on my situation, but also helped me submit my filing before the US tax deadline so I could file my US taxes without an extension.
They patiently listened to all my concerns and answered all my questions in a clear and concise manner.
The team displayed a deep understanding of the taxation treaty between the USA and Portugal, and was able to explain how it would apply to my specific situation.
Excellent in Every Way!
Step Inside Portugal (Tax Team) is amazing! They are excellent communicators, and made every step of our first ever filing of Portuguese Tax easy and effortless... and inexpensive! I give this team my highest recommendation!
I sincerely recommend Step Inside Portugal's services.
To anyone who is relocating to Portugal or simply needs a really good and efficient accountant / tax advisor.
Professional, fast and helpful.
Step Inside Portugal helped me quickly and professionally with all my needs and accounting questions. First as an employee and then as self-employed individual in Portugal. Highly recommended, professional, fast and really helpful. 10/10 ⭐️
Very satisfied with tax preparation services.
Their team made the process easy to understand and communicated well with us at every step.
When we had questions, we received a quick and complete response. We were very satisfied!
Using their services now for over 3 years and always delighted with their services.
Everything tax relates I have Step Inside handling it since the day I arrived in Portugal and it's always been done correctly. The amount of work they save me, it's a no brainer.
Good and fast communication.
Via Mail, always quick answers, taxes at finanças were done after 2 days. Price performance ratio is good. I will ask them again this year to prepare my taxes.
One of the best and most competent Tax Consulting agencies in Portugal.
They helped me very fast with everything I need to know while moving to Portugal. Also they did take care of my tax reporting which was a very smooth and easy process. Highly recommend!
Reviews from Trustpilot
Seamless Relocation Solutions
Select Your Package
Explore transparent and competitive pricing designed exclusively for individuals relocating to Portugal. Our services are meticulously crafted to address your specific needs during the transition, offering clarity and affordability every step of the way.
Tailored Solutions Await!
Premium
Exclusive Bundle: Reach the summit of success with exclusive perks and personalized tax guidance.
500
€ (+VAT)
- Portuguese taxpayer number application
- Register as tax resident in Portugal
- Instructions to obtain the European Union Register Certificate
- Instructions to obtain the Portuguese health number
- Portuguese tax residence certificate
Bank account setup
+250
€ (+VAT)
Essential
Beginner’s Bundle: Essential tools to kickstart your journey.
200
€ (+VAT)
- Portuguese taxpayer number application
- Register as tax resident in Portugal
Bank account setup
+250
€ (+VAT)
Please note
Rest assured, the fee is a one-time payment that covers all the services provided. This is NOT an annual commitment.
How to Get Started
Enjoy the free time!
Embark on a hassle-free journey with Step Inside Portugal.
Here’s how to kickstart the process:
Your peace of mind is our priority.
Pick the Package
Take a look at all our packages and choose the one that best fits your needs.
Buy
Click 'Buy' to acquire the package that best suits your needs effortlessly
Relax & Go for a walk
Once payment is completed you can finally unwind as we handle all the paperwork.
P.S. We’ll always send the documents for your review and approval before submitting anything. 😉
Video Tutorial on how to get started
Individual Services
Not ready to commit to a package?
No problem! Explore our individual services tailored to your needs.
non-European Union citizen
Are you a Non-European Union Citizen planning to move your residence to Portugal?
Explore our dedicated immigration services page, offering packages that seamlessly integrate immigration and tax assistance to facilitate your transition.
Discover What Sets Us Apart
Unmatched Service Excellence
Explore what makes us stand out: personalized solutions, expert guidance, and unwavering client commitment redefine your financial experience.
Tailored Solutions
We pride ourselves on offering personalized solutions designed to meet the unique needs of each client, ensuring that our services are precisely aligned with their goals and circumstances.
Expertise & Experience
With a team of seasoned professionals possessing extensive knowledge and experience in tax matters, we provide our clients with expert guidance and support, helping them navigate even the most complex financial situations with confidence.
Client-Centric Approach
At the heart of everything we do is a commitment to our clients’ satisfaction. We prioritize open communication, transparency, and responsiveness, ensuring that our clients feel heard, understood, and supported throughout their journey with us.

Step Inside Portugal team have been incredible to work with!
Their team has now completed our Portuguese tax returns for the last two years and we will definitely be using their services as long as we live here. Their great service has also led to us referring multiple friends to Step Inside Portugal who have also been incredibly impressed!
Gary O’Leary
Dive into the Details
Curious About Portuguese Personal Income Tax Rules? Let's Uncover Them Together!
Explore the intricacies of Portuguese Personal Income Tax rules and gain clarity on your tax obligations with our expert guidance.
Unravel Portuguese Personal Income Tax Rules!
💰 Tax Liability: A Portuguese tax resident is liable to taxation in Portugal on their worldwide income, while non-residents are liable to taxation on Portuguese sourced income. A person is deemed as tax resident if they spend more than 183 days in Portugal in any 12-month period or maintain a property as their main residence in Portugal.
📈 Tax Rates Decoded: Active income such as employment or self-employed earnings and pension income are subject to progressive tax rates ranging from 14.5% to 48% (an additional surcharge of 2.5% to 5% applies to income exceeding EUR 80,000). Passive income such as interest, dividends, capital gains, and rental income are levied a flat tax rate of 28%, though exceptions may apply to rental income.
💼 Unlock Your Deductions: Taxpayers have the opportunity to deduct personal expenses such as health, education, dependents, and rent, within defined limits. These deductions are subtracted from the tax calculated using progressive rates, typically applied to active income.
🌍 Navigating Double Taxation: Taxpayers earning income abroad may benefit from a tax credit in Portugal, reducing their Portuguese tax burden. This applies if the tax treaty between Portugal and the country where the income is earned grants taxation rights to the source country.
🚫 NHR Regime Repeal and Transitional Rule: The Non-Habitual Resident (NHR) regime was repealed on December 31, 2023. However, a transitional rule allows individuals intending to (and actually) move to Portugal in 2024 to still benefit from the NHR regime. This applies if the person had taken certain steps before specific dates, such as signing a rental agreement before October 10, 2023, receiving a job proposal until December 31, 2023, or starting a visa application until December 31, 2023, among other conditions.
📜 Eligibility: Individuals who have not been considered tax residents in Portugal in the last 5 years and establish tax residency in the current year to qualify for the regime.
📅 When and Where to Apply: The application must be filed online at the Portuguese Tax Authorities website (Portal das Finanças) by March 31 of the following year after establishing residence.
💼 Tax Benefits:
- 10% tax rate on foreign pension income.
- 20% tax rate on employment and self-employed income derived from high added value activities.
- 0% tax rate on most foreign income (excluding pension) depending on specific conditions, typically in line with tax treaties ensuring the source country retains taxation rights.
🕒 Period of Application: 10 years.
The Tax Incentive for Scientific Research and Innovation (TSRI / IFICI), also referred to as NHR 2.0, is a highly attractive tax regime designed for individuals relocating their fiscal residence to Portugal. This program is designed for professionals engaging in activities such as employment, service provision, or company administration with companies based in Portugal.
Please visit our dedicated webpage.
📜 Eligibility: Individuals who were not considered tax residents in Portugal in the last 5 years but had residency in Portugal at some point prior to that 5-year period and will establish tax residency in Portugal until 31 December 2026.
📅 When and Where to Apply: Every year at the annual Personal Income tax Return.
💼 Tax Benefit: 50% of the taxpayer’s employment or self-employed income, up to 80,000 per year, is excluded from taxation.
🕒 Period of Application: 5 years.
📜 Eligibility: Young people up to 35 years old, regardless of their education level.
📅 When and Where to Apply:
- Annually: Declare your intention to benefit the regime when submitting your annual income tax returnvia the Portal das Finanças, between April and June of the following year.
- Monthly: Request the application of the benefit to your monthly salary by asking your employer to reduce tax withholding and indicate the year you began working and were no longer a dependent.
💼 Tax Benefit:
- 1st year: 100% exemption.
- 2nd to 4th years: 75% exemption.
- 5th to 7th years: 50% exemption.
- 8th to 10th years: 25% exemption.
Exemption Limit: Up to 55 IAS (~€28,700 annually).
🕒 Period of Application: 10 Years. For the calculation of the maximum 10-year period, all years in which income is earned under categories A (employees) or B (self-employed) are considered. The count begins in the first year a young person files an IRS return as an independent taxpayer (not as dependent) and continues in subsequent years, except for those in which no income is earned in those categories.
💎 NFT Tax Exclusion: Income from NFT transactions is not subject to taxation in Portugal, as NFTs are not classified as cryptocurrencies.
💼 Cryptocurrency Income Classification and tax rates:
- Business Income: Operations involving cryptoasset issuance, such as mining, or validating transactions through consensus mechanisms. Taxed at progressive tax rates, applied to 95% of mining gross income or to15% in other cases.
- Investment Income: Profits generated from holding cryptocurrencies as investments. Taxed at a 28% flat tax rate.
- Capital Gains: Gains resulting from the sale for a higher value than the purchase price. Taxed at a 28% flat tax rate.
📉 Tax Deferral: Income received in cryptoassets in any of the above income classification is deferred from taxation until actual disposal for consideration in cash or in kind (excluding cryptoassets), at which point it’s taxed as capital gains.
🚫 Tax Exemption: Gains and losses from the sale of cryptoassets held for 365 days or more are excluded from taxation in Portugal, but they still need to be reported at the Portuguese annual tax return.
🚪 Exit Tax Alert: Losing Portuguese residency is treated as an onerous disposal, subjecting cryptoassets to taxation unless held for over 365 days.
📜 Eligibility: Investments in insurance and life operations, pension funds or complementary social security schemes.
📈 Requirements: Premiums, sums, or contributions should be paid within the first half of the contract term, amounting to at least 35% of the total investment.
💼 Tax Benefits:
- 1/5 of income is excluded from taxation if the redemption, advance, or other forms of availability occurs between 5 and 8 years of the contract’s duration.
- 3/5 of income is excluded from taxation if the redemption, advance, or other forms of availability occurs after 8 years of the contract’s duration.
Note: It is considered income the difference between the amounts received and the contributions made.
Have a lot of questions?
Book Your Consultation Today!
Don’t miss out on the myriad opportunities Portugal has to offer. Schedule your tax and/or immigration consulting meeting today. Get expert guidance tailored to your needs for a seamless transition and compliance with Portuguese regulations.
Navigate Your Journey to Portugal
TaxCare
Do you need ongoing tax guidance?
Your Year-Round Assistance Solution
Don’t miss out on the myriad opportunities Portugal has to offer. Schedule your tax and/or immigration consulting meeting today. Get expert guidance tailored to your needs for a seamless transition and compliance with Portuguese regulations.
Annual Tax Return
Unlock the essential details of tax return filing in Portugal. Dive into the intricacies with our comprehensive guide.
FAQs
Your Questions Answered
From understanding tax deductions to clarifying residency status, find detailed explanations to all your tax-related questions in one place.
What is the Portuguese NIF?
The NIF (Número de Identificação Fiscal) is a tax identification number in Portugal, necessary for all financial and tax-related activities. It’s required for opening a bank account, signing a rental contract, receiving income, and more.
Who needs a Portuguese NIF?
Any individual or entity engaging in financial activities in Portugal, including residents, non-residents, and foreigners intending to do business or purchase property in Portugal, must have a NIF.
How can I obtain a Portuguese NIF?
To obtain a NIF, you need to apply at a local tax office (Serviço de Finanças) or on-line through a third person/entity if you are a non-resident. You’ll need identification documents, such as a passport or residence permit.
How long does it take to get an NIF?
If you apply in person, you can usually get your NIF immediately. Online applications might take a few days to process.
Who is considered a tax resident in Portugal?
An individual is considered a tax resident in Portugal if they spend more than 183 days in a 12-month period in Portugal or have a permanent residence available in the country on any day of that period.
What are the benefits of being a tax resident in Portugal?
Tax residents in Portugal may benefit from various tax regimes, including the Non-Habitual Resident (NHR) regime, which offers tax incentives for new residents. Additionally, residents may have access to public services and benefits.
How do I register as a tax resident in Portugal?
To register as a tax resident, you need to inform the local tax office (Serviço de Finanças) and provide proof of residence, such as a rental agreement or property deed, along with your NIF and identification documents.
What taxes are applicable to residents in Portugal?
Residents in Portugal are subject to various taxes, including income tax (IRS), social security contributions, property tax (IMI), and others depending on their activities and assets.
What are the tax obligations for residents?
Tax residents in Portugal are required to declare their worldwide income and may be subject to Portuguese taxes on various income sources including employment, pensions, and investments.
How can I contact the Portuguese Tax Authority?
You can contact the Portuguese Tax Authority (Autoridade Tributária e Aduaneira) via their website, local tax offices, or through their helpline. For specific inquiries, visiting a local Serviço de Finanças is recommended.
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